Bank Loans
Belair Property enjoys very strong links with all the major local banks in Malta. We can guide you and put you in contact with the right people at the bank of your choice, and we will ensure that you will be given VIP treatment thanks to our recommendation. Appointments and meetings can be held at the proposed branch, our offices or possibly at a hotel or home according to the clients’ wish.
The following items are usually required when applying for a bank loan (home loan) :-
- A copy of the ‘Promise of Sale’ agreement;
- Proof of income in the form of payslips and / or income tax returns or tax certificates;
- Bank reference (especially for international clients).
When a client’s purchase is dependent on obtaining a home loan, we strongly advise that you discuss your requirements and situation with the bank prior to the signing of the ‘Promise of Sale’ agreement, to ensure that you can satisfy the bank’s basic requirements.
A life assurance and home policy would also eventually be required for the bank to finalise the home loan.
APS Bank
Banif Bank Malta
Bank of Valletta (BOV)
HSBC Malta
First Time Buyers
What should be an exciting time in your life could turn out to be quite a nightmare. Finding your dream home and being able to afford it may prove to be difficult but not impossible, and most likely will entail a bank loan. This is where our team can help you. Get in touch and one of our Consultants will walk you through the steps and explain the tax benefits you are entitled to, so that you can become the proud owner of your first home.
